Driving Tips

COMMON AREAS OF CONCERN ABOUT OLDER DRIVERS
The most common areas of concern about an older driver’s driving behavior are:
• Slow reaction time.
• Driving too slowly.
• Not paying attention to other drivers and pedestrians.
• Recent crashes and/or forgetting where they are going.
Traffic Safety experts agree that older drivers and their caregivers should not wait
until a crash occurs before they begin thinking about driving safety.
These are some typical concerns expressed by family members:
• “My father drives too slowly and sometimes crosses the yellow line. Then he
denies he did anything wrong.”
• “My mother has had several car accidents and I’m very concerned.”
• “He is 90. Shouldn’t he stop driving?”
• “She went to her hairdresser and got lost on the way home.”
• “My spouse has Alzheimer’s. His license is revoked, but he continues to
drive. He steals the keys from my purse.”
• “She went to her regular hairdresser and got lost for an hour on the way
home.”
• “I will not let my children ride with him anymore.”
• “Mom was only driving locally. Then she got lost in town. Was lost for
several hours. Even ran out of gas. Somehow she called my sister. We sat on
it (the problem) for 3 months. Then we went for help.”
• “She angrily protested, got angry, cried. She brings it up with relatives and
friends. Has gone to see several doctors to try to get them to permit her to
drive.”
• We usually think about older drivers from one perspective: getting them off
the road. But we are headed for a terrific problem with the lack of public
transportation, ever-sprawling suburbia and a coming wave of aging baby
boomers. What we really need to be looking at is how to keep them driving
safely longer.”
• “I was married for over fifty years when my spouse died. I eventually got
over the loss. But I have not gotten over the loss of my driver’s license.”
Do any of these statements sound familiar to you?
2
BASIC FACTS AND STATISTICS ABOUT OLDER DRIVERS
• By 2020, the National Highway Traffic and Safety Administration estimates
that there will be 40 million licensed drivers age 65 and older.
• In New York State alone there are 750,000 licensed drivers over the age of
75.
• Not only will there be more drivers, but these drivers will travel more miles
each year than previous generations and will continue driving at older ages.
• In general, older adults are among the safest drivers on the road.
• Older drivers are more likely to wear seatbelts and have the lowest incidence
of alcohol-related crashes. However, they tend to drive in places where more
crashes are likely such as surface streets as opposed to highways.
• For every mile driven, the crash rates start to rise for drivers age 75 and
increase sharply after age 80.
• According to the National Highway Traffic and Safety Administration,
nearly 200,000 older drivers and older adult passengers are injured as a
result of crashes each year.
• Older drivers, especially those over 75, are more likely than younger drivers
to suffer injuries or die as a result of vehicle crashes because of their
increased susceptibility to injury, particularly chest injuries, and medical
complications.
• Most of the driving injuries and fatalities among older adults occur in the
daytime, on weekdays, and involve other vehicles.
• The most common errors made by older drivers involve failure to yield right
of way or to see oncoming traffic.
• Left turns at intersections are the most frequent place where crashes
involving older drivers occur.
These facts and statistics show why it is important to be prepared to talk to older
drivers about their continued safety and most importantly plan for a time when
they can no longer drive.
The caregiver or anyone attempting to help an older driver needs to begin the
conversation early, while the older driver still has full capacity to comprehend and
make good choices.
Remember that any decisions made about driving should be based on the driver’s
capability, not their age.
3
UNDERSTANDING THE SIGNIFICANCE AND IMPORTANCE OF
DRIVING FOR OLDER ADULTS
One needs to look no further than the nearest parking lot to understand the
importance of driving in our society. Driving allows us to run errands, shop, go to
doctors, visit friends, work, volunteer, and attend religious activities. Driving is
part of our self-identity, who we are and what we can do. Driving helps us
maintain connections with people, places, communities, and activities. Driving
allows us to feel in control. Driving includes the pride of owning a car and the
convenience of going where we want to when we want to. In addition, one’s sense
of self identity and independence are closely tied to the freedom to drive.
It is essential to understand the significance and importance that driving has for an
older adult and be sensitive to their personal needs.
THE AGING PROCESS AND HOW IT AFFECTS DRIVING
Driving is something we learned many years ago and for most of us it seems like a
simple task. However, driving is actually a complicated task that involves multiple
skills. Safe driving requires good vision. Safe driving requires good cognition
which includes the ability to recognize, remember, decide, and react. Safe driving
requires good physical ability such strength, flexibility, and coordination to control
the vehicle. Consider for yourself the complexity of driving and the various
physiological conditions that make it more demanding for an older adult. There are
natural declines as we age in vision, hearing, strength, flexibility, and reflexes that
can affect driving. Sometimes there are cognitive changes, too. Some medications
interfere with the ability to drive safely by making the person less alert. Chronic
conditions such as arthritis can affect a person’s ability to drive.
The majority of older drivers are good drivers but sometimes a driver’s health or
physical limitations can affect the safe operation of a motor vehicle. The aging
process can affect a driver’s ability to sense, decide and act which are all critical
skills needed for safe driving. Knowing the early signs of driving difficulty, both
physical and cognitive, allows older drivers and their loved ones to discuss the
situation and take appropriate action to maintain their safety and the safety of
others in their community.
4
WARNING SIGNS AND DANGEROUS COPING MECHANISMS
Judgments about dangerous driving should not be based on a single warning sign.
Anyone observing an older driver’s driving habits should consider a “pattern” of
warning signs or the “degree” of danger that a particular warning sign poses.
The following are just a few of the warning signs that signal that an older driver
may be in trouble:
Out of Car Warning Signs:
• Frequent forgetfulness.
• Unusual agitation or anger
• Confusion and or disorientation.
• Loss of coordination, trouble walking, extremely stiff joints, recent falls.
• Shortness of breath or unusual fatigue.
• Difficulty following or giving verbal directions.
In-Car Warning Signs:
• Incorrect signaling.
• Trouble navigating and controlling turns.
• Moving into a wrong lane.
• Confusion at exits.
• Parking inappropriately and hitting curbs.
• Increased agitation or irritation when driving.
• Scrapes or dents on the car, garage, house, or mailbox.
• Ticketed moving violations or warnings.
• A traffic accident.
In-Car Red Flags Indicating that Driving Should be Addressed Immediately:
• Failure to notice traffic lights or signs.
• Driving at inappropriate speeds (too fast, too slow).
• Delayed responses to unexpected situations.
• Getting lost in familiar places.
• Multiple traffic accidents or near misses.
• Confusing the brake and gas pedals.
• Stopping in traffic for no apparent reason.
• You are afraid to ride with them
A decision about driving involves looking at multiple behaviors and the degree of
danger that a particular warning sign poses to the community.
If the older driver demonstrates any warning signs, it is time to think about
intervening, not just for the driver’s safety, but also for the safety of others.
In speaking with an older driver you can ask if they occasionally:
• Feel uncomfortable or overwhelmed about driving.
• Feel that cars come out of nowhere.
• Find that other drivers are frequently honking at them.
• Feel sleepy or less alert when they drive.
• Sometimes think that traffic is unexpectedly speeding by them.
Often an older driver will demonstrate dangerous coping mechanisms when
attempting to compensate for their deficiencies.
Two dangerous coping mechanisms related to unsafe driving are:
Driving Too Slowly
• Driving too slowly may indicate that a person is compensating for their
reduced reaction time or diminished vision.
• Reacting too slowly at intersections and when making left hand turns can
indicate that the person’s confidence as well as their cognitive ability to
judge the speed of on-coming vehicles may be diminished.
Using a “Co-Pilot”
• Some older couples rely on “copiloting” which occurs when one person
steers and the other person instructs the “driver” what to do when the driver
is unable to respond in an unexpected situation.
• This is not a case of “two heads are better than one.”
Anyone who cannot drive without the assistance of copilot simply should not be
driving.

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Cleaning up a broken CFL

Cleaning Up a Broken CFL
What to Do if a CFL Breaks in Your Home
Before Cleanup
• Have people and pets leave the room.
• Air out the room for 5-10 minutes by opening a window or door to the outdoor environment.
• Shut off the central forced air heating/air-conditioning system, if you have one.
• Collect materials needed to clean up broken bulb:
o stiff paper or cardboard;
o sticky tape;
o damp paper towels or disposable wet wipes (for hard surfaces); and
o a glass jar with a metal lid or a sealable plastic bag.
During Cleanup
• DO NOT VACUUM. Vacuuming is not recommended unless broken glass remains after all other cleanup steps have been taken. Vacuuming could spread mercury-containing powder or mercury vapor.
• Be thorough in collecting broken glass and visible powder.
• Place cleanup materials in a sealable container.

After Cleanup
• Promptly place all bulb debris and cleanup materials, including vacuum cleaner bags, outdoors in a trash container or protected area until materials can be disposed of. Avoid leaving any bulb fragments or cleanup materials indoors.
• Next, check with your local government about disposal requirements in your area, because some localities require fluorescent bulbs (broken or unbroken) be taken to a local recycling center. If there is no such requirement in your area, you can dispose of the materials with your household trash.
• If practical, continue to air out the room where the bulb was broken and leave the heating/air conditioning system shut off for several hours.
Why is it important to clean up a broken CFL properly?
CFLs and other fluorescent light bulbs contain a small amount of mercury sealed within the glass tubing. When a fluorescent bulb breaks in your home, some of this mercury is released as mercury vapor. To minimize exposure to mercury vapor, EPA recommends that residents follow the cleanup and disposal steps described on this page.

What if I can’t follow all the recommended steps? or I cleaned up a CFL but didn’t do it properly?
Don’t be alarmed; these steps are only precautions that reflect best practices for cleaning up a broken CFL. Keep in mind that CFLs contain a very small amount of mercury — less than 1/100th of the amount in a mercury thermometer.
However, if you are concerned about your health after cleaning up a broken CFL, consult your local poison control center. You can reach your local poison control center anywhere in the U.S. by calling 1-800-222-1222. You can call your poison control center any time you have questions or in an emergency. You can also consult your physician about potential health effects from mercury exposures.

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Malaware while traveling

Malware Installed on Travelers’ Laptops Through Software Updates on Hotel Internet Connections
05/08/12—Recent analysis from the FBI and other government agencies demonstrates that malicious actors are targeting travelers abroad through pop-up windows while they are establishing an Internet connection in their hotel rooms.
Recently, there have been instances of travelers’ laptops being infected with malicious software while using hotel Internet connections. In these instances, the traveler was attempting to set up the hotel room Internet connection and was presented with a pop-up window notifying the user to update a widely used software product. If the user clicked to accept and install the update, malicious software was installed on the laptop. The pop-up window appeared to be offering a routine update to a legitimate software product for which updates are frequently available.
The FBI recommends that all government, private industry, and academic personnel who travel abroad take extra caution before updating software products through their hotel Internet connection. Checking the author or digital certificate of any prompted update to see if it corresponds to the software vendor may reveal an attempted attack. The FBI also recommends that travelers perform software updates on laptops immediately before traveling, and that they download software updates directly from the software vendor’s website if updates are necessary while abroad.
Anyone who believes they have been a target of this type of attack should immediately contact their local FBI office and promptly report it to the IC3’s website at www.IC3.gov. The IC3’s complaint database links complaints together to refer them to the appropriate law enforcement agency for case consideration. The complaint information is also used to identify emerging trends and patterns.

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Malaware

Citadel Malware Delivers Reveton Ransomware in Attempts to Extort Money
05/30/12—The IC3 has been made aware of a new Citadel malware platform used to deliver ransomware, named Reveton. The ransomware lures the victim to a drive-by download website, at which time the ransomware is installed on the user’s computer. Once installed, the computer freezes and a screen is displayed warning the user they have violated United States federal law. The message further declares the user’s IP address was identified by the Computer Crime & Intellectual Property Section as visiting child pornography and other illegal content.
To unlock the computer, the user is instructed to pay a $100 fine to the U.S. Department of Justice using prepaid money card services. The geographic location of the user’s IP address determines what payment services are offered. In addition to the ransomware, the Citadel malware continues to operate on the compromised computer and can be used to commit online banking and credit card fraud.
This is an attempt to extort money with the additional possibility of the victim’s computer being used to participate in online bank fraud. If you have received this or something similar, do not follow payment instructions.
It is suggested that you:
• Contact your banking institutions.
• File a complaint at www.IC3.gov.

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Scams Tips on things to avoid

ips for Avoiding Health Care Fraud or Health Insurance Fraud:

  • Never sign blank insurance claim forms.
  • Never give blanket authorization to a medical provider to bill for services rendered.
  • Ask your medical providers what they will charge and what you will be expected to pay out-of-pocket.
  • Carefully review your insurer’s explanation of the benefits statement. Call your insurer and provider if you have questions.
  • Do not do business with door-to-door or telephone salespeople who tell you that services of medical equipment are free.
  • Give your insurance/Medicare identification only to those who have provided you with medical services.
  • Keep accurate records of all health care appointments.
  • Know if your physician ordered equipment for you.

 

Counterfeit Prescription Drugs

Tips for Avoiding Counterfeit Prescription Drugs:

  • Be mindful of appearance. Closely examine the packaging and lot numbers of prescription drugs and be alert to any changes from one prescription to the next.
  • Consult your pharmacist or physician if your prescription drug looks suspicious.
  • Alert your pharmacist and physician immediately if your medication causes adverse side effects or if your condition does not improve.
  • Use caution when purchasing drugs on the Internet. Do not purchase medications from unlicensed online distributors or those who sell medications without a prescription. Reputable online pharmacies will have a seal of approval called the Verified Internet Pharmacy Practice Site (VIPPS), provided by the Association of Boards of Pharmacy in theUnited States.
  • Be aware that product promotions or cost reductions and other “special deals” may be associated with counterfeit product promotion.

This article is from the FBI Scams to avoid site

 

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Healthcare Scams

Health Care Fraud or Health Insurance Fraud

Medical Equipment Fraud:

Equipment manufacturers offer “free” products to individuals. Insurers are then charged for products that were not needed and/or may not have been delivered.

 

“Rolling Lab” Schemes:

Unnecessary and sometimes fake tests are given to individuals at health clubs, retirement homes, or shopping malls and billed to insurance companies or Medicare.

 

Services Not Performed:

Customers or providers bill insurers for services never rendered by changing bills or submitting fake ones.

 

Medicare Fraud:

Medicare fraud can take the form of any of the health insurance frauds described above. Senior citizens are frequent targets of Medicare schemes, especially by medical equipment manufacturers who offer seniors free medical products in exchange for their Medicare numbers. Because a physician has to sign a form certifying that equipment or testing is needed before Medicare pays for it, con artists fake signatures or bribe corrupt doctors to sign the forms. Once a signature is in place, the manufacturers bill Medicare for merchandise or service that was not needed or was not ordered.

 

Tips for Avoiding Health Care Fraud or Health Insurance Fraud:

  • Never sign blank insurance claim forms.
  • Never give blanket authorization to a medical provider to bill for services rendered.
  • Ask your medical providers what they will charge and what you will be expected to pay out-of-pocket.
  • Carefully review your insurer’s explanation of the benefits statement. Call your insurer and provider if you have questions.
  • Do not do business with door-to-door or telephone salespeople who tell you that services of medical equipment are free.
  • Give your insurance/Medicare identification only to those who have provided you with medical services.
  • Keep accurate records of all health care appointments.
  • Know if your physician ordered equipment for you.
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DEA Medicine Take Back Program

Check with you local hospitals to drop off your out of date medicines. The cut will be Saturday April 28th.

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Should Retired Seniors Still Work?

As a retired senior, you probably have the luxury of spending your time doing whatever want. After all, you have been working your entire adult life and are ready to really explore your options; now that you are free from punching clocks and deadlines.

But, as a retired senior, you still have the ability to make contributions to society and a part-time job
may be just the ticket.

During your younger years, you may have had lots of hobbies, but never had the proper time to
dedicate to them. As a retired senior, you can turn your hobby into a career, depending on your level of
commitment; you can even start your business right at home.

If you enjoy writing, why not utilize the resources available on the Internet. All you really need is a
unique idea and the right attitude to build a website, start a blog or even write an e-book. Not only is
this an excellent way to express yourself creatively, but it is also an awesome money-maker.

If you prefer to work outside of the home, there are a multitude of positions geared directly towards
retired seniors. For example, a great way to stay involved with your community is to take a part-time
job at your local library or college. Not only will you be able to interact with young people and share
your knowledge, you can also keep abreast of the latest technological advances.

Other retired seniors may want to utilize their public speaking skills and look into conducting seminars
on all type of subjects, like health and exercise or even finances. This would work well if you were
working in a certain industry and continue to remain current, although you officially retired.

One of the most common types of jobs for retired seniors are mentoring positions. You don’t need any
type of certification because your life experience is what you will be hired for. These types of jobs are
usually located in urban cities where young people may be at risk.

As a mentor, you can develop a bond with your youths and show them how they can change their lives
in a positive way. You can even help them with their homework, study for exams and advise them
about college choices. A mentor can change a child’s life and is a wonderful way to contribute to the
next generation.

Most retired seniors who still want to work do so because they believe they have much more to offer.
Just because the age is increasing, does not mean the knowledge is waning. If you are a retired senior
and are looking for ways to give back to society, you should get started on researching the positions
available in your area.

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When Should You Say No To Loaning Money To Your Children?

Most seniors live on some sort of a fixed income and while the amounts may vary, the facts remain.

Because of this, you must be very careful with your finances to ensure that you can continue to
enjoy your favorite activities or hobbies. Unfortunately, many seniors with adult children often find
themselves in a bind when the phone or doorbell rings and they are asking for money.

As a parent, it is extremely difficult to deny your children, even if they are all grown up; if you have
grandchildren, the stress can be enormous. Let’s face it, you don’t want your children to suffer and you
certainly don’t want your grandchildren to go without. But, the reality is you just may have to.

As a senior, you must be very frugal with your finances because you are no longer a part of the daily
workforce. More than likely, your money comes from Social Security. You may also have a pension
from your employer or a 401k account.

If you have a child or children who run into financial snags every once in a while, you may feel
compelled to help them. But, there will be times, as a senior when you must say no. Below are a few
examples of when you should “just say no” to loaning your children money.

1. They are unemployed. If your child is unemployed, they will not be able to repay the loan for
quite some time. Rather than loaning your child money, provide them with resources to assist
them. If they need food, give from your pantry and refrigerator.
2. For car repairs. It is your child’s responsibility to take care of their property. If they cannot
afford to pay for their car repairs, they should make other arrangements. You can offer to loan
your car if you don’t use it that frequently, but you should not loan money.
3. They are not honest. If your child is not honest with you with regards to how they plan to spend
the money, do not loan it out. Chances are, you will not be repaid and you may be enabling
them; this is especially true if they have negative habits.
4. They just left a rehabilitation center. Ask any expert and they will tell you the most vulnerable
time for someone with an addiction is the first few days out of rehab. You can provide your
child with all of the emotional support they need and offer room and board, but do not loan
them any money.
5. If they break the law. Unfortunately, many seniors put their lives on hold if their children get
involved with illegal activities. Loaning money to your child for bail or attorney fees is not
wise. Not only does it send mixed signals, but you might as well say ‘adios’ to your money.

Your children are your best investment and it is always a good idea to help them when they run into
a financial problem. But, you must also be cautious to remain level-headed’ remember, you have
obligations to yourself too. Use your wisdom to decide and stay firm. This will help them be more self-
sufficient and going forward, possibly eliminate the need for a loan from you in the future.

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How To Live Safely In Your Own Home

As a senior over 50, you may not be thinking about your housing situation yet, but you should begin to make the appropriate preparations. This is especially true if you plan to live in your own home and not a senior development. Living safely in your own home comes with wonderful benefits, especially emotionally. Seniors who remain in their own homes often have much higher self-esteem and feel more independent. You can still come an go as you please and don’t have to worry about privacy issues.

If you are a senior who plans to remain in your own home, there are a few steps you need to take right now. Not just from intruders, but also from accidents and injuries.

1. Schedule an appointment with your physician. If you are a senior over 50, you should have an
annual physical anyway. But, now you want to share your plans with your doctor. If you are in
relatively good health, chances are, you will receive your doctor’s blessing. If, however, you
have any type of chronic illness, they will more than likely recommend assistance for you. You
may qualify for a home-health aid who comes over daily. Or, you may simply need to have
some upgrades completed in your home to keep you safe.
2. Seniors who live in their own homes are more susceptible to invasions. Many criminals prey
on older seniors and look for vulnerable spots in their homes. Get yourself a professional
assessment from an alarm company. Virtually every company offers these for free. Once
complete, invest in an alarm with timer options.
3. Keep all of your emergency numbers handy. For some seniors, emergency numbers can
consist of family members, friends and neighbors. Others, may rely on public assistance, like
fire, police and ambulance. Regardless of the list, place the information on a dry erase board
prominently displayed in the kitchen.
4. Invest in a medical alert bracelet. Not all medical alert bracelets are for disabled seniors, many
independent seniors living at home utilize these as proactive measures. If a slip or fall occurs,
the bracelet detects the movement and contacts the agency. You will receive assistance within
minutes, not hours or even days.
5. Trade your old answering machine in for a digital answering service that does not use your
voice. Some seniors still use the old fashioned answering machines that are built into their
telephones. Most of these are voice-activated and require you to record the message. Instead,
use the digital services so no one knows who lives there, except your friends and family of
course.

Being a senior in today’s world can be challenging, but easily managed if you have the right tools and
resources. If you are not ready to give up your independence and are willing to make a few changes,
there is no reason why you cannot continue to enjoy living in your own space for many, many years.

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